The DPay Platform is a secure, scalable, and user-friendly digital
payment infrastructure designed to facilitate seamless electronic
payments for all government services, taxes, and levies across the
nation. It serves as a unified payment gateway, supporting diverse channels such as mobile money, bank transfers, debit/credit cards, USSD, and POS terminals.
DPay operates under licenses from regulatory bodies, including:
Payment Solution Service Provider (PSSP) – for delivering e-payment technologies and infrastructure.
Payment Terminal Service Provider (PTSP) – for managing and deploying POS devices.
Payment Solution Services License – for providing backend technologies to facilitate online transactions.
Switching and Processing (S&P) – for routing transactions between financial institutions.
Centralized digital payment portal for all government
MDAs
Integration with mobile wallets, cards, and bank accounts
Real-time transaction processing and automated digital receipts
Multi-channel support (web, mobile app, USSD, POS)
End-to-end encryption and multi-factor authentication (MFA)
Payment history, audit trails, and advanced reporting tools
Merchant and service provider onboarding modules
Financial data analytics and trend dashboards
User wallet functionality for micro-payments and refunds
Facilitates financial inclusion, especially for underserved rural communities
Empowers women, youth, and MSMEs through accessible digital financial services
Promotes a cashless economy and reduces corruption risks
Enhances government revenue collection through efficient, traceable payments
Reduces leakages and operational costs via automation
Provides real-time oversight of income streams across MDAs
Enables job creation in fintech, agent networks, and payment service ecosystems
Supports data-driven policymaking through comprehensive financial